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About Magnolia Financial

We’re passionate about helping people.

A trusted provider of working capital to businesses in the Southeast since 1999.

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As a well-capitalized relationship lender specializing in innovative alternative financing, we’re the go-to resource for companies who need help bridging the gap between capital and growth.

What sets us apart is our ability to tailor our financing around your company’s challenges and needs. We look beyond financials and assess your true business value so we can provide you with the optimal funding solution.

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With Magnolia, you can expect:

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Access to decision-makers
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Fast feedback and funding
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No long-term contracts
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No early pay penalties
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No monthly minimums or hidden fees
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Outstanding personalized service
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We’re available every step of the way.

Our company is large enough to handle all your lending needs, yet small enough to give you the personalized service you deserve. As our client, you’ll have access to the funding expertise and experience of our senior management team. To learn more, contact a member of our team today.

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Meet Our Team

Magnolia Financial’s Management Team consists of seasoned professionals with diverse industry experience who are dedicated to developing successful client relationships.

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Marc Smith

President

Marc Smith joined Magnolia Financial in 2004 as Vice President and has worked in a variety of roles including Sales, Operations, and Underwriting/Credit. He was named President in 2016 and is responsible for the overall strategic direction of the company. Prior to joining Magnolia, he served as a Financial Associate for a Fortune 500 Company. He brings more than 25 years of financial industry experience to Magnolia. Mr. Smith graduated from the College of William and Mary with a bachelor’s degree in Finance and later earned his MBA in Strategy and Management from the Goizueta Business School at Emory University in Atlanta, Georgia.

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Jessica O’Bryant

Chief Operations Officer

Jessica joined Magnolia in 2006 as a staff accountant and now oversees Underwriting and Credit as our Chief Operations Officer. She has experience across all levels of Magnolia from back-office support to customer service. Jessica holds both a bachelor’s degree in Accounting and a Master’s in Business Administration from North Greenville University.

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Chris Eblen

Operations and Credit Manager

Chris joined Magnolia Financial in 2021 as Vice-President, Credit Manager. Before joining Magnolia, Chris worked for more than 20 years in financial services as a Bank Branch Manager in Tennessee, West Virginia, and South Carolina. Chris holds a B.S. degree in Management from the University of Tennessee, Knoxville, and an MBA from the Darla Moore School of Business at the University of South Carolina, Columbia.


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Linda Fox

Account Executive

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Theresa Johnson

Account Executive

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Lois Smith

Account Executive

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Brenda Foster

Posting Specialist


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Apply now for a solution that fits your needs, or contact us to speak with an expert directly.