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Get cash at the speed of your business.

Accounts Receivable Financing from Magnolia Financial allows your company to borrow against your outstanding business-to-business receivables.

We give you a cash advance the day you invoice, so you don’t have to wait 30, 45 days, or more for the capital you need to run and grow your business. This provides you with more flexibility than you would get from traditional invoice factoring or invoice discounting because you’re borrowing against your invoices rather than selling them.

How Accounts Receivable Financing works.

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Timely payments
Instead of waiting for your customer to pay, submit your invoice to us as soon as you need the cash to keep your business moving.
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Convenient access to cash
Borrow up to 90% of the invoice that same day so you have access to cash to pay suppliers and fulfill customers’ orders.
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Seamless processing
Customers make payments to YOU through our secure lockbox service. We collect the payments and refund you the balance, less our fee.

Why you should choose Magnolia Financial.

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Fast and responsive

Increase cash flow now by getting up to 90% of the money you’re owed in less than 24 hours of submitting an invoice.

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Personal service

Go after new business knowing you’re backed by a lender that knows you personally and understands your company’s operations and needs.

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Flexible Terms

Benefit from the flexibility of our nontraditional borrowing model and the variety of products we provide to enhance your A/R line of credit. This includes purchase order financing that provides you with a cash advance to pay suppliers so you can fulfill customers’ orders.


A Breath of Fresh Air

The Magnolia guys have a real ‘can do’ attitude. Marc Smith and his team are super responsive and upbeat. They can fund within a matter of days. They are always looking for positive opportunities for their clients. It’s a breath of fresh air to work with someone like that.

– Kerry Coker, Kamado Joe
Talk to a Loan Services expert.
Apply now for a solution that fits your needs, or contact us to speak with an expert directly.

Explore Magnolia Financial Services.